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บัญชีกลางห้อง | BoonCreate
บัญชีกลางห้อง | BoonCreate

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♪ The more money you have, the better you have to deal ♪

♪ The more limited the money, the better the deal, because each baht is so meaningful and important ♪

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All-in-One Personal Finance Planner is recommended that will help you:

✔ Manage Money Systematically - Plan Income, Expenses, Accumulation and Liabilities Complete in One File

✔ The overview is clear - the summary page allows to see the financial position in all dimensions.

✔ actually helps plan ahead - analyzes whether the income is sufficient or the plan should be adjusted.

.

The template is used online through Google Sheets. Just add your own data. Others will be more automated, easy to use and time-saving calculating formulas.

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# Financial planning # Expense planning # Plan debt discharge

2025/9/14 Edited to

... Read moreการวางแผนการเงินเป็นสิ่งจำเป็นอย่างยิ่งเมื่อคุณมีเงินจำกัด เพราะทุกบาททุกสตางค์ต้องได้รับการจัดการอย่างมีประสิทธิภาพ เพื่อไม่ให้เกิดปัญหาทางการเงินในอนาคต การใช้ All-in-One Personal Finance Planner จาก BoonCreate ผ่าน Google Sheets เป็นเครื่องมือที่ตอบโจทย์ได้อย่างครบถ้วน ด้วยระบบสูตรคำนวณอัตโนมัติ ทำให้คุณไม่ต้องเสียเวลาคำนวณเอง และเข้าใจสถานะการเงินในทุกด้าน ทั้งหนี้สิน เงินสะสม และเป้าหมายทางการเงิน เทมเพลตนี้ยังมีหน้าสรุปภาพรวมการเงิน (Overview) ที่ช่วยให้คุณเห็น "ความมั่งคั่งสุทธิ" (Net Worth) อย่างชัดเจน พร้อมฟีเจอร์ช่วยวิเคราะห์ว่ารายได้เพียงพอสำหรับใช้จ่ายหรือไม่ รวมถึงตรวจสอบว่าค่าใช้จ่ายส่วนใดเกินความจำเป็น เพื่อปรับปรุงการวางแผนทางการเงินได้ทันเวลา นอกจากนี้ยังรองรับการบันทึกธุรกรรมรายวันและรายเดือนอย่างละเอียด ช่วยให้การจัดการค่าใช้จ่ายเป็นระบบและแม่นยำกว่าเดิม สำหรับผู้ที่มีเป้าหมายในการปลดหนี้ เทมเพลตมีฟังก์ชันติดตามยอดหนี้สินคงเหลือ (Debt) และเป้าหมายการสะสมเงิน (Goal Tracker) ช่วยให้คุณไม่หลงทางทางการเงิน พร้อมทั้งสามารถเปรียบเทียบการเคลื่อนไหวของเงินในแต่ละเดือนได้ เพื่อการวางแผนและการปรับปรุงที่มีประสิทธิภาพยิ่งขึ้น ไม่ต้องรอให้มีเงินจำนวนมากก่อนถึงจะเริ่มวางแผน สามารถเริ่มได้ทันทีและพร้อมปรับเปลี่ยนตามสถานการณ์จริง การใช้งานผ่าน Google Sheets ยังช่วยให้คุณสามารถเข้าถึงและแก้ไขแผนการเงินได้ทุกที่ทุกเวลาอย่างสะดวกสบาย เหมาะสำหรับไลฟ์สไตล์ยุคดิจิทัล ทำให้การวางแผนค่าใช้จ่าย การบริหารรายได้ และการควบคุมหนี้สินภายในไฟล์เดียวกลายเป็นเรื่องง่ายและประหยัดเวลาอย่างมาก การมีเครื่องมืออย่าง All-in-One Personal Finance Planner นี้ เปรียบเสมือนมีที่ปรึกษาทางการเงินส่วนตัวที่ช่วยคุณจัดการเงินแม้ในวันที่รายได้มีจำกัด เพื่อให้ทุกบาททุกสตางค์ที่มีสามารถนำไปใช้อย่างเกิดประโยชน์สูงสุดและพาคุณไปสู่ความมั่นคงทางการเงินในอนาคตได้จริง

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💰 5 Quiet Money Habits That Changed My Bank
💎 Quiet money. Smart moves. Soft life. That’s the energy this season ✨ I stopped doing the most for attention and started building in silence — and my bank account thanked me 💰 Every dollar now has a purpose, every move is intentional, and every “no” is protecting my peace. The real flex isn’t l
SheMeansBizCo

SheMeansBizCo

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Why Having More Money Matters 🍋
I mean… Let’s be honest here ⤵️ Nobody really wakes up NOT wanting MORE. & it’s not necessarily more money you’re after. It’s the power and freedom to decide how you’ll spend your own time and energy. ✨The freedom to choose whether you work 12+ hours a day or take time off without w
Destini ✨ WealthyHer Mentor

Destini ✨ WealthyHer Mentor

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A young woman is featured with text overlays including 'ADULTING 2025,' 'Being A Responsible Adult,' 'Budget?,' 'THAT girl,' and 'WANTS,' setting the theme for responsible adulting.
A close-up of green grass with small white flowers and a butterfly, accompanied by the bold text 'Build CREDIT' and 'Credit is IMPORTANT,' emphasizing the significance of credit.
A handwritten 'Friday Dinner Shopping List' on a spiral notebook, with text 'Budgeting It is a MUST!!!' and a daisy graphic, illustrating the importance of tracking transactions and knowing what you can afford.
Adulting 2025 - The Responsible Way.
Turning 23 this year and I’ve had my share of parties, clubbing, drinking, and irrational spending. Let’s be more responsible ;) 1. 💳 BUILD CREDIT: I didn’t realize how important credit was until I had to rebuild my score to purchase my first apartment. - Open up a credit account/ gain credit
issaShaylaa

issaShaylaa

49 likes

A fan of US dollar bills with text overlay 'SAVE $800-$5,000' and '3-12 MONTHS'. It presents options for saving 'Weekly, Biweekly, or Monthly' with radio buttons, encouraging a savings challenge.
How To Save $800–$5K:Weekly, Biweekly, or Monthly✨
If saving has felt overwhelming, this post is for you. Sometimes all it takes is seeing the numbers broken down your way: weekly, biweekly, or monthly. Whether you’re aiming for $800 or $5K, this is your reminder: 👉 You don’t need to be perfect you just need to be consistent. 👉 You don’t need
Mari 🦋

Mari 🦋

5731 likes

more money Better Life
#ThingsToDo #lemon8challenge
Cheryl Rogers

Cheryl Rogers

1 like

An infographic titled 'Did You Know Hotel Prices Can Change By The Hour?' explains why hotel prices fluctuate hourly, showing a hotel room. It lists factors like demand and algorithms, and offers tips like searching smart, setting price alerts, and comparing sites to save money.
Did You Know Hotel Prices Can Change Throughout the Day? Save More Money!
Did you know the exact same hotel room can have different prices just a few hours apart? 🏨💰 Hotel prices change all the time based on demand, bookings, events, and even how many people are searching. That’s why it’s always worth checking more than once before you book. Here are a few ways to
Travel with midz!

Travel with midz!

55 likes

Why you're spending more than you think 👀💸
It’s not the $5 coffee that’s the problem… oh wait, yes it is ☕️🤭. Add that to the 5 subscriptions you forgot about, delivery fees you didn’t think twice about, and those impulse buys screaming “Treat yo’self!” 🎁. Next thing you know, you’re wondering where your paycheck went 🫠. Spoiler alert: i
Mari 🦋

Mari 🦋

1162 likes

An open black wallet containing cash and various cards, with the title "9 tips HOW TO CULTIVATE A MONEY MINDSET" in green and orange text. Decorative elements and a "SWIPE" arrow are also present on the image.
An open wallet containing cash and cards, overlaid with tips 1 and 2: "Focus on progress" and "Think long term." The text emphasizes small, consistent steps and reducing impulse spending. A "SWIPE" arrow is visible.
An open wallet with cash and cards, featuring tips 3, 4, and 5: "Delay gratification," "Embrace simplicity," and "Prioritize financial health." The text advises choosing long-term satisfaction and avoiding impulse purchases. A "SWIPE" arrow is visible.
9 Secrets to a Millionaire Money Mindset 💰💡
Ready to transform your finances? Discover the mindset shifts that can put you on the path to financial freedom. ⭐️FOCUS ON PROGRESS: 🔹Start small and stay consistent. Even tiny changes in financial habits can lead to big results over time. ⭐️THiNK LONG TERM: 🔹Avoid impulsive spending by
Mari 🦋

Mari 🦋

686 likes

Money Habits That’ll Transform Your Finances
Small money habits can lead to big changes in your financial future. Start by tracking your spending, cutting unnecessary expenses, and paying yourself first. These simple actions help you take control of your money and build toward financial freedom. Swipe to learn how to start building better hab
Kevin’s Templates

Kevin’s Templates

23 likes

Phone Bill
i found some of the best tips tricks and ways to save money on your phone bill every month! 💸 📱 go over your current plan: • check usage - Look at past bills to see how much data/talk/text you actually use. • downgrade if needed if you don’t use much data switch to a smalle
•Lauren• SAHM 🌙 ☀️

•Lauren• SAHM 🌙 ☀️

47 likes

A bookshelf filled with books, featuring a red banner with white text that reads '4 SKILLS THAT PAY YOU FOREVER!' Money-themed emojis are displayed below the text.
A book titled 'Python Crash Course' by Eric Matthes, described as 'Empowering,' 'Accessible,' 'Fun,' and 'Surprising.' The image includes text about the book making coding easier to understand.
The book 'Emotional Intelligence 2.0' by Travis Bradberry & Jean Greaves, highlighted as 'Validating,' 'Insightful,' 'Essential,' and 'Transformative.' Text describes it as helping understand emotions and their impact.
4 skills that pay you forever
🗣️  **Communication:** Okay, this one might seem obvious, but hear me out. I used to be SO shy, like hiding-in-the-corner shy. 🙈 But learning how to communicate effectively has been a game-changer. Now I feel so much more confident in everything I do, from presentations at work to just chatting wit
Meredith Jao

Meredith Jao

14.2K likes

The image displays a laptop with white headphones and an iced coffee on a table. Overlayed text in pink and white reads "19 MONEY RULES EVERYONE SHOULD LEARN BY 25 $", with a money bag and lightbulb icon. A "Swipe" arrow is at the bottom right.
This slide presents the first two money rules: "1. Pay yourself first" by automating savings, and "2. Keep a 6-month emergency fund," with variations based on income streams or starting out. A "Swipe" arrow is at the bottom right.
This slide details money rules 3 and 4. Rule 3 suggests budgeting using the 50/30/20 rule for needs, wants, and saving/investing. Rule 4 advises dividing bonuses into thirds for fun, retirement, and debt paydown. A "Swipe" arrow is at the bottom right.
Money rules to learn by 25
Absolutely! Learning key money rules by age 25 can set you up for financial success and stability in the long run. It's the perfect time to lay a solid foundation for your financial future. Let's dive into some essential money rules: 1. **Live Within Your Means**: This is fundamental. Sp
Lizzy Reaux

Lizzy Reaux

6726 likes

A woman in a yellow dress and cap, seen from behind, holds white flowers at an outdoor market with a 'FLOWERS $15' sign. Text overlay reads: 'How I Use the Half-Payment Method to get out of debt.'
A croissant and coffee on a table at an outdoor cafe. Text overlay defines the Half-Payment Method: splitting monthly bills in half and paying with each paycheck to prevent due date panic.
A view from a window overlooking Parisian-style buildings. Text overlay lists reasons why the Half-Payment Method works: stops living paycheck to paycheck, preps for bills, and makes budgeting less overwhelming.
How I Use the Half-Payment Method
HALF PAYMENT Budget Method (A realistic way to stop drowning in bills) Let’s be honest… budgeting can feel like a full-time job and a mental breakdown. But this method? It actually helped me breathe again. The Half Payment Method is exactly what it sounds like: 👉 Take your monthly bills
Laura Mosley

Laura Mosley

3008 likes

A flat lay image displaying a list titled "Ways To Save Money" with 16 tips, including buying in bulk and using coupons. The background features a white notebook, a pink planner, eyeglasses, and pens, with the Lemon8 logo and user handle at the bottom.
16 Ways To Save Money 💴 💰
1. Buy essentials in bulk 2. Use coupons when shopping 3. Cook meals at home 4. Cancel unused subscriptions 5. Buy generic brands 6. Buy second hand 7. Walk, ride bike or public transport 8. Automate your savings 9. Unplug electronics when not in use 10. Create and follow a budget 11. Ne
irianna

irianna

2722 likes

The image outlines "6 Money Rules Everyone Should Know by Age 30," including the 50/30/20 budgeting rule, the Rule of 72 for investments, saving 3-6 months for emergencies, the 300 Rule for retirement, the 20/4/10 car loan rule, and the 3x Rent Rule.
6 Money Rules Everyone Should Know by Age 30 🔑ℹ️⬇️
When it comes to building financial security, understanding these key money rules can help guide you through smart money management and long-term wealth building. 1. The 50-30-20 Rule • Allocate 50% of your income to needs (housing, bills, etc.), 30% to wants (entertainment, d
RoadToRiches

RoadToRiches

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