How many can you afford based on ur account(s)...

Truly, I can afford both the children i have plus one more because three was always MY NUMBER OF KIDS I wanted... Honestly, I don't want to bring any more innocent children in this messed-up world... I agree with her 💯

#unfiltered #fypシ゚viral #letstalkaboutit

2025/5/2 Edited to

1 comment

CoCo's images
CoCoCreator

how the economy is looking , same here... 🤷🏾😔

Related posts

An infographic titled "THE HIGH-5 BANKING METHOD" suggesting 2 checking accounts for Bills and Lifestyle, and 3 savings accounts for Emergency Fund, Short Term Goals, and Long Term Goals.
Details for "CHECKING #1 BILLS" account, listing categories like Housing, Debt, Utilities, and Groceries, with banking recommendations for big banks or credit unions.
Details for "CHECKING #2 LIFESTYLE" account, listing categories like Personal Care, Entertainment, Eating-out, and Miscellaneous, with banking recommendations for big banks, online banks, or credit unions.
The High 5 Banking Method
Have you gotten your finances in order for the new year? Hey, if not that’s okay. We all know that January is like a free trial and that the year doesn’t officially start until February. So if you’re wondering how to get your finances organized here is a quick strategy of how I manage my financ
Poised

Poised

1007 likes

How much savings should you have in your 20s?
Lately, I've been constantly pondering over a question - how much savings should we have in our 20s? Some of my friends already have some savings, while others are still hustling for life. For myself, I often feel confused, not knowing what kind of financial status is considered normal at thi
Julia🍀

Julia🍀

430 likes

How much to save up for a New Apartment ✨
I tweaked this to fit the cost of living for my area and for my needs. Additional Tips: Have a savings account set up to where it automatically pulls from your direct deposits. What you didn’t see won’t (shouldn’t) hurt.
DJ |:| Girl Mom

DJ |:| Girl Mom

1765 likes

50/30/20 Subcategories (Needs, Wants, Savings/Debt)
Nadia lang

Nadia lang

812 likes

The image displays a calculator, a black wallet, and a white binder with money in clear pouches. Overlay text reads: "How much money YOU SHOULD HAVE SAVED BY EACH Age," with "Age" highlighted in red. The bottom left corner shows "Lemon8 @minttalksfinance."
Against a blurred background, a green text box outlines savings goals for "Ages 18-20": $250-$1,000. It emphasizes building habits and avoiding major debt. A green leaf logo is in the top left, and "Lemon8 @minttalksfinance" is at the bottom left.
A green text box on a blurred background details savings goals for "Ages 21-24": 1-2 months of expenses. It highlights the importance of consistent saving amidst life changes. A green leaf logo and "Lemon8 @minttalksfinance" are visible.
How much money you should have saved by each age🫶
I hate those charts online that make you feel like you should have $50k saved by 22 like bro… be serious 😭 So here’s the REAL version. Most of us don’t grow up with money education. Most of us start saving late. Most of us learn through mistakes we weren’t prepared for. And that’s normal
minttalksfinance

minttalksfinance

3098 likes

An infographic titled "How Much Can You Afford?" details a budget for an $18.50/hr income, showing estimated monthly gross income of $3,200 and take-home pay of $2,500. It suggests an ideal rent range of $900-$1,250 (30% or less of take-home pay) and provides a monthly budget breakdown for various expenses.
How much rent you can afford if you make $18.50🌸✨?
✨ Budgeting doesn’t have to be boring. ✨ If you make $18.50/hour, here’s an example of what your monthly budget could look like and how much rent you may be able to comfortably afford. Everyone’s finances are different, but creating a realistic budget before apartment hunting can save you so
Cocoadolla

Cocoadolla

23 likes

How I buget my income
I love this budgeting system! Never keep all your money in one account or bank. Main account ➡️ all money goes there then I send it to my other accounts. This has helped me stay on budget💲💲
Diordesignz

Diordesignz

15.6K likes

How I budget my pay into 4 different accounts
💸 How I Budget My Pay into 4 Different Accounts (Intern Edition!) Since starting my job in LA, I’ve been trying to be more intentional with my money. Here’s how I split my monthly pay into 4 simple buckets: 1️⃣ Freedom Fund (20%) – For fun things! Living in LA means there are so many ways to
HeyitsCeci🍜

HeyitsCeci🍜

542 likes

Why you need two bank accounts for budgeting
How many bank accounts allow you to budget the correct way ? Having two bank accounts for your bills is such a game changer for trying to get organized! Here are some benefits and questions to ask yourself when adding this system into your budget routine 💜 Of course using a budget planner als
JaliyahKreation

JaliyahKreation

531 likes

The image displays a smartphone, smartwatch, and credit card on a dark surface, with text overlay 'BANK ACCOUNTS Everyone in 2025 SHOULD HAVE'. A phone screen shows a savings account balance of $9,884.32, and a 'Swipe' arrow indicates more content.
This image lists the first three essential bank accounts: Emergency Fund for unexpected expenses, Savings Account for short-term goals, and Retirement Account for long-term savings, presented in a pink text box with a heart icon.
The image presents the last three essential bank accounts: Everyday Spending for daily expenses, Bill Pay for recurring bills, and Discretionary Spending for entertainment and hobbies, displayed in a pink text box.
6 Accounts That Keep You in Control”
Want to stop feeling like your money disappears every month? Start by organizing your finances into purpose-driven bank accounts. 💸 Here are 6 essential accounts every high-value woman should have to stay financially empowered and in control. Which one do you need to set up next? #Financi
Freedom-Seeker

Freedom-Seeker

939 likes

You NEED these bank accounts
Turning 18 is the perfect time to set your money up the right way. Most people only use one or two bank accounts… but having the right setup makes adulting WAY easier. Here are 6 accounts worth having at 18: 1️⃣ Emergency Fund → only for surprise expenses. 2️⃣ Short-Term Savings → goals within
minttalksfinance

minttalksfinance

5205 likes

How many bank accounts do you actually need?
Struggling to budget? Try a bank-account system that separates bills, lifestyle spending, and savings so you can stop guessing and start tracking. This is a quick breakdown of the High 5 Banking Method and how it helps you build consistency with your money. Follow for more money systems, saving
Poised

Poised

5 likes

How to create a budget that actually works
This Method works for me every time! Step by step on how to build a budget to get your bag! Don’t waste anymore time or money trying to figure out why it’s not working, it’s simple! #budget money 💰 #budgets #save your money #embracevulnerability #unfiltered
Skyleigh sroka

Skyleigh sroka

1598 likes

✨Monthly Budget Planner✨
#planner2025 #budget #budgeting101 #goals #MonthlyBudget
Karita✨💜♒️

Karita✨💜♒️

467 likes

Nobody Talks About How Fast $4K/Month Can Change Your Life If You Budget RIGHT
Most people make money… then wonder where it disappeared. The difference between staying broke and building freedom is having a plan. If you make around $4,000/month, this is one of the simplest ways to: ✔️ Pay bills without stress ✔️ Still enjoy life ✔️ Build savings consistently ✔️ Stop l
Gabe

Gabe

208 likes

A notebook page titled 'Budget with me' showing September bills totaling $2274 and September expenses totaling $700, with a grand total of $2974. The image includes a text overlay 'Write out your monthly bills and expenses'.
A notebook page titled 'SET UP PAY BY PAY PERIOD' with 'Pay Period Aug 29th - Sep 4th' written. A text overlay explains the bi-weekly budgeting approach: 'I get paid bi-weekly so I start with pay day and end the day before pay day'.
A notebook page titled 'Write it all out' detailing a budget for the pay period Aug 29th - Sep 4th. It lists $1000 for rent, $250 for food, $60 for gas, and $40 for diapers, totaling $1350. Sections for savings are also visible.
Budget with me -for payday-
i get paid bi-weekly and have high bills. I like to start the week of payday so I know exactly where my money is going before pay day. We are planning a trip to Disney, so this helps me have an idea how much I can put into the vacation fund. #budgets #budget money 💰 #biweeklybudget #mom #l
Mary 🫶🏽

Mary 🫶🏽

2402 likes

Low income budget breakdown
#budgetbreakdown #lowincome
JOUREAM

JOUREAM

691 likes

A close-up of a black wallet filled with various bank cards, with the bold yellow text "Everyone Should have These 6 Bank account" overlaid, introducing the topic.
A graphic on a green background detailing a "Checking Account" for daily expenses and a "Savings Account" for future goals like emergencies or large purchases.
A graphic on a green background explaining a "Retirement Account" for long-term growth assets and an "Investment Account" for growing wealth through various investments.
EVERYONE SHOULD HAVE THESE 6 BANK ACCOUNTS
Everyone should consider having six bank accounts to manage their finances effectively. This structured approach helps individuals allocate funds efficiently and stay on top of their financial goals. If you find this post helpful Please consider FOLLOWING it keeps me motivated to continue wr
Investingashley

Investingashley

3851 likes

A table titled 'HOW MUCH DO YOU NEED TO MAKE TO AFFORD $1,500 in RENT?' details monthly expenses including rent, utilities, groceries, transportation, and insurance. It estimates total monthly spending between $3,961 (low) and $4,490 (high) based on insurance type.
HOW MUCH U WOULD NEED TO MAKE TO AFFORD $1500 RENT
Trying to figure out how much you really need to make to afford $1,500 in rent? This breakdown lays out the truth based on national averages—utilities, groceries, transportation, and more. It’s not just about the rent—it’s about the full lifestyle. Save this post if you’re budgeting for your next m
Budget Baddie🇱🇷🫶🏾

Budget Baddie🇱🇷🫶🏾

1143 likes

😳😳😳
VeronicaGranados

VeronicaGranados

1 like

How Much Housing Can You Afford
Housing is almost everyone’s largest expense. So how do you know how much you can afford to spend on housing? Well, the general rule of thumb is no more than 30% of your gross income. Let’s go through an example: Person A has a gross salary of $80,000 per year. Their gross monthly salary is $80
Money with Kait

Money with Kait

824 likes

Everyone should have 6 accounts
Most people only have 1 or 2 bank accounts… and wonder why their money keeps disappearing. Here’s the truth: It’s not just about how much you make — it’s about how you manage it. I swear by the 6-account system that helped me: • Stop living paycheck to paycheck • Budget w
Officialbri Financebabe

Officialbri Financebabe

1714 likes

How to budget if you’re only paid once a month
If I only received one paycheck every single month, this will be my routine that I will follow consistently. Having one payday is hard, but it’s all about how we make the most of that one payday . This is my favorite technique that I like to do my budget planner for my client that I paid once a
JaliyahKreation

JaliyahKreation

1844 likes

$1,000 savings challenge 💰
#savingschallenge #savingsgoals #goals2025 #save #challenge
Karita✨💜♒️

Karita✨💜♒️

263 likes

2026 Is the year to get on your finances ✨
Foundational Steps (Do These First) 1. Track Spending: Use an app or spreadsheet to see where every dollar goes for a month. 2. Create a Simple Budget: List income, essential expenses, and savings goals to plan your money. 3. Set Goals: Define what you're saving for (e.g., emer
Est_Lucky13

Est_Lucky13

668 likes

Find out how much car you can afford!🚗🤑
#sellingcars #pay off car #buyacar #financecars #money
Budget wiener

Budget wiener

26 likes

Comment “digital” to get your 2025 digital planner sheets today that you can print off as many times as you need that breaks all of these money buckets down! Breaking down your paycheck budget doesn’t have to be overwhelming. Start by understanding where every dollar is going before you spe
B. Budgeted

B. Budgeted

1522 likes

A tablet displaying financial data, including crypto, stocks, and cash balances, rests on a white textured surface. Overlay text reads: "Let's Budget Your $1,500 biweekly Paycheck," setting the theme for managing finances.
A white text box overlays a room with mirrored closet doors and tiled flooring. The text details "Fixed Bills 60% $900 - Bills & Essentials" covering rent, utilities, phone, internet, and transportation, emphasizing these are paid first.
A white text box overlays a store aisle with shelves of beauty and personal care products. The text outlines "Spending 20% $300 - Life & Variable Spending" for groceries, eating out, gas, subscriptions, and gym memberships, encouraging living life with limits.
How To Track Every Dollar of Your $1,500 Paycheck
This is how I break down a $1,500 bi-weekly paycheck not perfectly, but intentionally. I stopped asking how much do I feel like spending and started asking what does this paycheck need to do before the next one comes? Most of my money goes to bills because real life. But I still leave room for s
Beauty

Beauty

1183 likes

A handwritten note outlines how to break down a $1,700 paycheck using the 50/30/20 rule for needs, wants, and savings/debt. It provides an example for adjusting to lifestyle and tips for automating money flow, including using two checking accounts.
Breakdown a $1,700 paycheck with me 🤌
💸 Just got paid? Here’s how I’d stretch $1700 paycheck without feeling broke by week two. From bills to savings to fun money - let’s make every dollar work smarter. I used the 50/30/20 rule during this breakdown. Try it on yours or leave your weekly paycheck in the comments and I’ll do it ! 👉Do
Kail 🎀

Kail 🎀

6 likes

A chart from POISED FINANCE + LIFESTYLE titled 'Emergency Fund: How much should you have?'. It provides emergency fund estimates (3-12 months) based on personal status like single, married (with one or two incomes), and business owner, differentiating between having no dependants and having dependants.
How much money should you have saved?
They always say to save 3-6 months, but what does that even mean? When we’re trying to figure out how much money we should save, we need to dive deeper than just an “X amount sounds nice” or just do 3-6 months. Because we’re the ones who have to make the money and save it. It’s tough out here, a
Poised

Poised

468 likes

How Much Money Should You Invest?
@Welcome Baddies The amount you should invest depends on your individual financial situation, goals, and risk tolerance. Generally, aim to invest 10-15% of your income for retirement, after establishing an emergency fund. Start with what you can afford and gradually increase your investments
Welcome Baddies

Welcome Baddies

91 likes

A Bratz-themed budget planner titled 'My Budget,' illustrating the 50/30/20 rule for income allocation. It details income sources, monthly expenses (needs and wants), sinking funds, debt payoff, financial goals, and money habits, emphasizing financial discipline for future freedom.
A budget is telling your money where to go....
If you plan your money right you wouldn't be living pay check to pay check. #budgetbypaycheck #moneyonmymind #moneygrowth #paycheckbreakdown paycheck
DailydoseofTiff ❤️

DailydoseofTiff ❤️

170 likes

Paycheck budget
#biweeklypay #budgetingforbeginners #budget #weeklypaychecks
Heyits.carlee

Heyits.carlee

229 likes

A light-colored laptop, a mug with a lemon slice, and white wireless earbuds are displayed, with the title "How Much Should You Contribute to Your 401(k)?" overlaid.
A laptop rests on a white, rumpled bedsheet, illustrating the text "The Bare Minimum? Contribute Enough to Match" and advice on employer 401(k) matching.
A laptop, a mug with a lemon slice, and wireless earbuds accompany text about the "Ideal" 401(k) target in your 20s, recommending 10-15% or gradual increases.
How Much to Put in Your 401(k) in Your 20s
401(k)s feel confusing and far away when you’re in your 20s. But — starting early is the ultimate money cheat code. According to Investopedia, contributing 10%–15% of your income is ideal. But even starting with 3%–5% (especially if it gets matched) can set you up for serious wealth later. Th
Mari 🦋

Mari 🦋

23 likes

A pink purse with cash bills visible, set against a green outdoor background, with text asking "HOW MUCH CASH SHOULD YOU CARRY ON YOU?!" and a swipe indicator.
A pink purse with cash, against a green background, displaying text about balancing cash needs, convenience, and security, and prompting the viewer to swipe for questions.
A pink purse with cash, against a green background, featuring text asking about alternative payment methods and whether someone else can pay in an emergency.
How much CASH MONEY should you keep on you?!🤔🤑
This money question is a relatively newer one! Before, people pad cash for everything! Now with debit and credit cards, Venmo, Apple Pay, etc… there’s not as much need for cash! But should you still keep some on you?! Yes! It’s ver situational depending where you are going and how long you’ll b
Kylie 💸🫶🏻

Kylie 💸🫶🏻

136 likes

A hand holds a stack of fifty-dollar bills in front of an ATM, with text indicating '2 $600 Paycheck Weekly Breakdown' to introduce budgeting strategies.
A hand holds fifty-dollar bills, illustrating 'Breakdown 1: 50/30/20 Rule' with allocations for needs ($300), wants ($180), and savings/debt ($120) from a $600 weekly paycheck.
A hand holds fifty-dollar bills, detailing 'Breakdown 2: Prioritize Savings First' with allocations for savings ($120), fixed expenses ($240), and variable expenses ($240) from a $600 weekly paycheck.
2 Smart Ways to Budget $600 Weekly
Breaking down your paycheck ensures every dollar has a purpose. Using the 50/30/20 rule, you can allocate $300 for needs like rent and groceries, $180 for wants like entertainment, and $120 for savings or debt. Alternatively, prioritize savings first by setting aside $120, then dividing $240 each f
Lakenya Hale

Lakenya Hale

6157 likes

Financial account types everyone should have
As a high-value self-employed entrepreneur woman, achieving financial stability is always a crucial aspect of my journey to success. Managing my finances effectively required a strategic approach, especially when it comes to my account management. I put together some general guidance Ive been follo
Goddess Luxure

Goddess Luxure

291 likes

A notebook with 'Finances' written, showing columns for credit cards, balance, due date, and remaining. The text overlay reads 'Baby steps to track your finances,' with an illustration of a person catching falling money. It emphasizes starting to manage money.
A spiral notebook page lists 'Basics / Utilities' like rent, car payment, and insurance, and 'Subscriptions' like Hulu and Amazon Prime. The text overlay says 'Basic Starting Point,' illustrating how to categorize expenses for financial tracking.
A handwritten list titled 'Things to consider...' advises tracking expenses, checking bank accounts for hidden costs, reducing spending by asking for discounts, and knowing where money goes. It includes small icons like a magnifying glass and a thumbs-up.
Take control of your finances easily 💡
😮‍💨It can be hard to find the time to sit down and dig deep into your finances, but if you dedicate a little of your time over the next week to check your bank account, check your email etc and make a couple lists.. 👀 you may be surprised at how much you’re really spending. This is a great an
Erin

Erin

2606 likes

A mobile banking screen displays a savings account with a current balance of $3,387.87 and a 3.90% APY. An overlay text reads 'WHAT I HAVE SAVED AT 24 YEARS OLD'. The screen includes a balance graph, options for viewing different time periods, and buttons to 'Withdraw' or 'Add Money', along with FDIC insurance details.
WHAT I HAVE SAVED AT 24 YEARS OLD
Here’s how much I’ve saved so far at 24! 💰 Curious—how much do you think someone in their 20s should ideally have in their savings? Also, what are some smart ways to invest and grow this money? Drop your thoughts below! 👇 #lemon8contest #letschat #savingsaccount #budgeting #investingforb
Amber 🦋

Amber 🦋

388 likes

How much should you have by 2025?
Savings are what give you options. It’s not just about how much you earn it’s about staying consistent, being intentional, and making small smart choices every day. I started by saving a little at a time, and over time, I built up $15,000. I use SoFi to automate my savings it moves money for me
Miah

Miah

2 likes

A visual representation of a savings challenge, showing US dollar bills fanned out with the text 'SAVE $2000 In 3 months' overlaid, emphasizing the financial goal.
$2,000 in 3 months 💜
$2,000 might not sound like much to some people, but for anyone who’s ever felt the stress of wondering how they’ll cover what’s next... it’s everything. $2,000 can turn a setback into a small inconvenience instead of a crisis. It can cover a repair, a bill, a moment of “I didn’t see that comi
Mari 🦋

Mari 🦋

7969 likes

This image illustrates the 70/20/10 budget breakdown, showing 70% for needs (housing, food, transportation), 20% for wants (daily spending, shopping), and 10% for savings (savings fund, emergency fund) based on an $18/hour income.
This image shows step 1 of the budgeting tool, where the user enters an hourly wage of $18 for 40 hours/week, resulting in an automatically calculated monthly income of $2,331 and annual income of $27,970.
This image displays step 2, where the user selects the 70/20/10 budget split from a dropdown menu, with other options like 50/30/20, 80/10/10, and 90/5/5 also visible.
How to budget using the 70/20/10 rule 💸
Most budgets are too complicated to set up, but this one actually makes sense when you're trying to save more each month. The template does all the percentage calculations automatically - you just enter your income, choose pre-tax or tax, and it tells you exactly how much to spend in each ca
Kevin’s Templates

Kevin’s Templates

595 likes

My Monthly Budget Compared to My Paycheck Budgets
When I do my monthly budget, I budget for the most bills and least amount of income. This way I know I’m covered for the month and will hopefully be able to save something extra. Some of the bills vary so it’s hard to determine a set amount for that bill. But I always calculate the most it coul
Racheal

Racheal

140 likes

A budget breakdown showing a total monthly income of $2,100 and weekly pay of $540. It lists fixed monthly bills including rent, electricity, car payment, insurance, Wi-Fi, Netflix, and Ipsy, totaling $1,524.
This image details total monthly expenses, calculating $1,724 (fixed bills + food) and a remaining $376. It then outlines a weekly budget plan, breaking down major expenses like rent, electricity, car payment, and car insurance into weekly amounts.
The weekly budget plan continues, showing $50 for groceries, a total weekly use of $432, and $108 leftover. It also provides weekly actions, including setting aside money for bills/food and allocating the leftover for fun, savings, or unexpected costs.
How ChatGPT Budgets My Bills So I Can breathe 🧘‍♂️ ✨
I told ChatGPT my monthly income is $2,100 and these bills weren’t letting up 😭 So I asked for help, and here’s how AI got me together: 📌 Rent – $1,000 📌 Lights – $115 📌 Car Payment – $200 📌 Insurance – $115 📌 Wi-Fi – $60 📌 Netflix – $18 📌 Ipsy – $16 📌 Groceries – $200 📌 Leftover: around
Amaya🌸

Amaya🌸

855 likes

Budget Breakdown: Paycheck Edition 🧾✨
Everything I know about financial literacy, I taught myself. Growing up in a single-parent household and seeing how hard it was, I promised I would work hard and push as hard as I can to be financially free. And every paycheck is a step closer to financial freedom. I still make mistakes, but I
PrettyPenny_Co

PrettyPenny_Co

566 likes

A pair of hands holds fanned-out US dollar bills, including fifties and twenties, against a white fuzzy background. The text overlay reads "HOW TO SAVE On a biweekly paycheck" with a heart and sparkles.
US dollar bills are spread on a fuzzy surface, with a large pink "$1,000" text. Overlays detail saving plans: 3 months ($167/check), 6 months ($83/check), and 12 months ($42/check).
US dollar bills are spread on a fuzzy surface, with a large green "$2,000" text. Overlays detail saving plans: 3 months ($333/check), 6 months ($166/check), and 12 months ($83/check).
Biweekly Paycheck Savings: $1k-$3k plan ✨💰
Saving money doesn’t have to feel impossible! 💰 Whether you’re aiming for $1K, $2K, or $3K, I’ve broken it down into simple, paycheck-friendly steps. 🤑 Pick your goal, follow the plan, and watch your savings stack up—no magic required, just discipline 💪✨ Ready to hit your goals? Let’s make sa
Mari 🦋

Mari 🦋

5979 likes

A young woman takes a mirror selfie, wearing a sweatshirt and orange shorts. An overlay reads, 'HOW I BUDGET MY PAYDAY INTO 2 DIFFERENT ACCOUNTS,' serving as the article's title.
A close-up shows a glass with a beverage and light blue bow patterns. Text lists 'My accounts: Checking, Discover Savings,' illustrating the two account types used for budgeting.
A hand with pink manicured nails and a bracelet is shown. Text details the budget allocation: '$500 cushion in checking, 50% of paycheck to credit card, leftover to Discover high-yield savings.'
HOW I BUDGET MY PAYDAY INTO 2 DIFFERENT ACCOUNTS
💰 HOW I BUDGET MY PAYDAY INTO TWO ACCOUNTS 💼 Every payday, I make it a habit to divide my money with purpose. I keep it simple by using just two accounts: my everyday checking account and my high-yield savings account with Discover. The first thing I do is leave a $500 cushion in my checking ac
JAYKOLE

JAYKOLE

383 likes

5 Beginner Budgets That Actually Work 💡
If budgeting feels overwhelming, this post is for you 👇 Most people know they should budget, but no one really teaches how to actually do it or what style works best based on your income, mindset, or spending habits. So I put together 5 types of budgeting styles that are perfect for beginners
Mari 🦋

Mari 🦋

1433 likes

How to Realistically save $8,300 by December ✨ 🔑
Making $20/hr and still think homeownership is out of reach? Think again. I broke down exactly how you can save over $8,000 for a down payment — even if you live paycheck to paycheck. The key? A realistic plan, a little sacrifice, and strategy. Save this if you’re buying in 2025/2025 — and
Keyedwithwhit

Keyedwithwhit

8178 likes

An image displaying high APY savings accounts from SoFi, Capital One, Customers Bank, and Discover. It shows their annual percentage yields, minimums to earn, and customer ratings, with some offering new customer bonuses.
An image stating that information was sourced from MotleyFool.com, a finance education platform. It shows examples of Motley Fool and The Ascent articles covering topics like retirement, 401(k)s, black-owned banks, car insurance, stock market, and mortgage rates.
An image titled "WHERE YOU CAN BANK BLACK," featuring a social media post listing various Black-owned banks across the United States. It encourages following the creator for insights on Black wealth, banking, and real estate.
Best banks with high savings rates 2023
Little overdue, but here it is! Here are the top banks with the best savings rates I sourced this information from motleyfool.com which is a great resource to learn more about finances. Also included some black owned banks you can look into more to support! Stay informed 🙌🏽🫶🏽 Link in bio f
Shari ✨

Shari ✨

802 likes

An infographic illustrates '4 Must Have Bank Accounts': Incoming for earnings, Saving & Investing for future use, Outgoing for recurring bills, and Spending for daily living. Each category is represented by a bank card and lists associated financial activities for effective money management.
4 Bank Accounts You Need in 2025 And Why 🔑ℹ️👇
If your money don’t got a plan, your pockets stay confused. This year, we don’t just make deposits—we give every dollar a job. Four accounts. One mission: to stack smarter, move cleaner, and never let your money sit around doing nothin’. ⸻ Who This Is For For the go-getters who’ve made cash
RoadToRiches

RoadToRiches

38 likes

The image displays the title "Your Guide to a High Yield Savings Account" over a background of bundled hundred-dollar bills inside a car, emphasizing financial growth.
The image defines a High Yield Savings Account (HYSA) as a savings account that pays 4-5%+ interest at online banks, significantly more than the 0.01% at regular banks.
The image illustrates the power of compounding interest, showing that $5,000 in a normal savings account earns $0.50 annually, while in a HYSA, it earns $200-$250 annually.
Why You NEED a High Yield Savings Account 💸
If your money is just sitting in a regular savings account earning pennies… it’s basically losing value 💀. A High Yield Savings Account (HYSA) is a savings account that actually PAYS you. Instead of 0.01% interest at a traditional bank, many online banks are offering 4–5% interest right now.
minttalksfinance

minttalksfinance

1853 likes

A pile of US dollar bills (ones, fives, and hundreds) on a white textured background with green and yellow flower decorations. The overlaid text asks, 'What is PERCENTAGE-BASED BUDGETING'.
US dollar bills and green and yellow flower decorations frame a light green text box. The text explains, 'A PERCENTAGE BASED BUDGET MEANS YOU ALLOCATE YOUR PAYCHECK INTO CATEGORIES BROKEN DOWN BY PERCENTAGES'.
US dollar bills and green and yellow flower decorations frame a light green text box. The text provides an example: 'THE 50/30/20 METHOD WHERE YOU ALLOCATE 50% TO NEEDS, 30% TO WANTS, & 20% TO SAVINGS'.
Know what a percentage based budget means! 💰
There are multiple different types of budgeting methods. You can learn about them all, but then pick the one that suits you best. You could also try different budgeting methods every month or every year and see what works best for you. Percentage base budgeting is taking your income and allocati
Kylie 💸🫶🏻

Kylie 💸🫶🏻

114 likes

My own personal budget
19, 20, and 8 months. I, 19, have 3 credit cards 7,000 in debt. Credit score is 610 as of right now. Boyfriend, 20, has no credit history, and due to outside issues, he cannot start one until we figure it out. My child, 8 months, has no history of anything. He is a slacker, but he's cute, so fo
Notsodamaged

Notsodamaged

6 likes

Budgeting $600 Paycheck 💸✨50/30/20 Rule Explained
Let’s talk budgeting, bestie 💕 Because whether your paycheck is $600 or $6,000… the fundamentals stay the same 👏🏻 I’m breaking mine down using the classic 50/30/20 rule: ✨ 50% → Needs ($300) Groceries, essentials, and small family contributions. Since I live at home, I don’t pay rent — but I
mads 👏🏻

mads 👏🏻

844 likes

See more