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📍Inheritance of 500,000 Baht from FWD Life Insurance✨🧡

"The Last Legacy"

Actually, it is not going to be down anymore because the words are not correct. But with a variety of cases, very feeling, but a good experience in life insurance agent.

In this case, the customer was only insured for four months, out of the waiting period for a serious disease, tested for terminal cancer. After less than two months, the customer died.

The question is, have always been a healthy person, have no health history at all, but why choose to take out insurance? Customers say that they have made a legacy for their children because they are old and do not know which day to leave. If he is not there, then you still have money to set up.

And who would have thought that what they thought would really happen and happen so quickly? No one could know in advance what day they would leave, but what they could do was prepare to deal with the risks.

People on Earth need money. People who leave have to spend money anyway, no matter the cost of the funeral. Financial planning is so important not to get the people behind us in trouble.

There are a variety of forms of "life insurance," so do not include, and do not follow others. We should clearly study the benefits we will receive and protect the risks we are concerned about.

Many people may be biased against life insurance because of bad or unreal experiences, but they also have to look at the information and details in the policies we do.

In all forms of personal experience, as a child, the new generation says that life insurance is true, but you must not cover up the facts and follow the conditions of the company.

All life insurance companies are supervised and controlled by the security can be clearly verified. There is absolutely no cheating if we follow the contract of the policy.

This is another case in which Mo feels very diverse. I'm glad that at least the last sum of life insurance can be useful and breath for many others.

The purpose of this post is to ask everyone to look at life insurance in another way.

And then decide not to miss a good opportunity.

Come here, thank you to everyone who read until the end. 🙏💖

📍 Consult Inquiry Line Id: @ 380bqegk (with @) 📍

# Drug sign with lemon8 # Life insurance # Health insurance # Knowledge # Health knowledge

2024/9/12 Edited to

... Read moreหลายคนที่ค้นหา “FWD For Saving 20/10” หรือ “ประกันมรดก FWD” มักอยากรู้ 2 เรื่องพร้อมกัน คือ (1) แบบนี้เหมาะกับการทำเป็นเงินก้อน/มรดกจริงไหม และ (2) เคลม/จ่ายเงินจริงหรือเปล่า จากเคสที่เจอมา ขอสรุปเป็นแนวทางแบบคนใช้งานจริง เพื่อให้ตัดสินใจง่ายขึ้นค่ะ 1) For Saving 20/10 เหมาะกับ “เป้าหมายเงินก้อน + ความคุ้มครองชีวิต” แนวคิดของหลายคนที่เลือกทำคือ อยากมีเงินก้อนตามแผน (เช่น ครบกำหนดสัญญา) และระหว่างทางมีความคุ้มครองชีวิตไว้รองรับความเสี่ยง ถ้ามองเป็น “ประกันมรดก” จุดสำคัญคือเงินเอาประกัน/ผลประโยชน์กรณีเสียชีวิตจะเป็นเงินตั้งต้นให้คนข้างหลังได้จริงในวันที่ไม่พร้อม 2) ก่อนทำ ต้องเช็กให้ชัดว่า “อยากทิ้งเงินไว้เท่าไหร่” และเลือกทุนประกันให้พอดี เวลาเราพูดว่าอยากทำเป็นมรดก เช่น 500,000 / 1,000,000 บาท ควรคุยให้ชัดกับตัวแทนว่าอยากให้ผู้รับผลประโยชน์ได้ขั้นต่ำเท่าไหร่ในกรณีเสียชีวิต แล้วดูตารางผลประโยชน์ในกรมธรรม์ ไม่ใช่ดูแค่คำโปรยหรือยอดที่คาดการณ์ 3) สิ่งที่ทำให้เคสเคลม “ไม่สะดุด” ที่สุดคือความจริงเรื่องสุขภาพ ประสบการณ์ที่เห็นซ้ำๆ คือเคสที่ข้อมูลสุขภาพตรงไปตรงมา (ไม่ปกปิดโรค/อาการ/ประวัติรักษา) และทำตามขั้นตอนเอกสารครบ จะเดินเรื่องง่ายกว่าเยอะ เพราะบริษัทต้องยึดตามเงื่อนไขสัญญาและหลักฐานการแพทย์ 4) ระวังเรื่อง “ระยะเวลารอคอย/ข้อยกเว้น” โดยเฉพาะโรคร้ายแรง หลายคนสนใจเพราะอยากคุ้มครองโรคร้ายแรง แต่ลืมดูว่ามี waiting period ไหม ครอบคลุมอะไรบ้าง และเริ่มนับเมื่อไหร่ แนะนำให้อ่านหน้าข้อยกเว้น + สรุปความคุ้มครอง (policy summary) ก่อนเซ็นทุกครั้ง 5) เอกสารที่ควรเตรียม/รู้ไว้ล่วงหน้า (ช่วยให้ได้เงินเร็ว) - สำเนาบัตรประชาชนผู้รับผลประโยชน์/สมุดบัญชีธนาคาร - ใบมรณบัตร และเอกสารทางการแพทย์ตามที่บริษัทขอ - เบอร์/ช่องทางติดต่อที่อัปเดตได้ตลอด จากภาพแจ้งเตือนเงินเข้าในแอปธนาคาร (เช่น SCB Connect) หลายคนจะโล่งใจมาก เพราะมันทำให้เห็น “ผลลัพธ์จริง” ว่าเงินก้อนเข้าบัญชีได้และช่วยพยุงครอบครัวต่อได้ สุดท้าย ถ้าตั้งใจทำ “ประกันมรดก” จริงๆ แนะนำให้เขียนรายชื่อผู้รับผลประโยชน์ให้ชัด อัปเดตเสมอเมื่อสถานะครอบครัวเปลี่ยน และอย่ากลัวที่จะถามตัวแทนให้เปิดตารางผลประโยชน์ทุกหน้า เพราะสิ่งสำคัญไม่ใช่แค่ซื้อประกันได้ แต่คือวันที่เกิดเหตุแล้วคนข้างหลัง “ได้รับเงินตามที่หวังไว้” ค่ะ

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