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How to save money

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2025/9/7 Edited to

... Read moreการเก็บเงินให้ประสบความสำเร็จไม่ใช่แค่เรื่องของการออมเงินอย่างเดียว แต่ยังสามารถผสมผสานกับความเชื่อและเทคนิคเสริมดวงเพื่อช่วยให้โชคลาภและพลังบวกส่งผลดีต่อการเงิน ช่วงจันทรุปราคาในวันที่ 7-8 กันยายน 2568 ซึ่งเริ่มตั้งแต่เวลาคืนวันที่ 7 กันยายน 22:28 น. จนถึงเช้ามืดวันที่ 8 กันยายน เป็นช่วงเวลาที่เชื่อกันว่าพลังงานลบจะมีมาก การทำกิจกรรมบางอย่างควรระวัง เช่น การตัดผม หรือตัดเล็บที่อาจส่งผลให้โชคลาภลดลง นอกจากนี้ ห้ามให้เงินขาดกระเป๋า เพราะเป็นการเปิดทางให้ทรัพย์สินรั่วไหล รวมถึงการไม่ควรยืมหรือให้ยืมเงินเพื่อป้องกันปัญหาหนี้สิน การรักษาความสงบใจและหลีกเลี่ยงการทะเลาะโต้แย้งจะช่วยลดพลังงานลบสะสม นอกจากนั้น ยังมีคาถายันถมกลับ ซึ่งเป็นเทคนิคการแผ่พลังบวกและป้องกันสิ่งไม่ดีตามความเชื่อสายมูเตลู โดยสามารถตั้งนะโม 3 จบและภาวนา "ยะ ธา พุท โม นะ 3" หรือ "อะไรไม่ดี ย้อนกลับหมด" เพื่อปัดเป่าสิ่งไม่ดีออกไปจากตัว ช่วยให้สถานการณ์ต่างๆ กลับสู่สภาพดีและเป็นโอกาสที่ดีในการเพิ่มพูนการเก็บเงินของคุณ ในแต่ละช่วงเวลาของวัน เช่น เช้า กลางวัน และเย็น คุณสามารถจัดสรรเงินสำหรับใช้จ่ายและออมอย่างมีระบบ ซึ่งการจดบันทึกหรือทำไดอารี่การเงินช่วยให้เห็นภาพรวมและปรับแผนการเงินได้ รวมทั้งเสริมดวงในช่วงเวลาสำคัญตามความเชื่อ ก็จะช่วยเสริมสร้างแรงจูงใจและเป็นพลังบวกต่อการจัดการเงินของคุณให้มีประสิทธิภาพมากขึ้น

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4815 likes

A hand holds a pink binder with US dollar bills in clear pockets, displaying the title '2026 MONTHLY SAVINGS CHALLENGES' for financial planning.
This image outlines the first quarter (Q1) of the 2026 savings challenge, detailing monthly goals for January (No-Spend Weekdays), February (Self-Care Savings), and March ($10/Day Challenge).
The second quarter (Q2) of the 2026 savings challenge is presented, featuring April (Spring Clean & Sell), May (Cash-Only Weekends), and June ($1 & $5 Challenge) for financial discipline.
2026 saving challenge
2026 saving challenges It’s time to get a handle on your finances, here is a way to save.
Elicha  Surprise

Elicha Surprise

1150 likes

A ceiling fan with text 'LOW INCOME UTILITY HACKS That will ACTUALLY Lower Your Bills'. Money bag and flying money emojis are around the text, suggesting financial savings. The Lemon8 logo and username are at the bottom.
Text 'ELECTRIC SAVINGS:' followed by 'UNPLUG IDLE DEVICES', 'USE POWER STRIPS', and 'WASH CLOTHES COLD'. The background shows a lamp and window blinds, illustrating electricity-saving tips. Lemon8 logo and username are visible.
Text 'WATER BILL FIXES:' followed by 'SHORTER SHOWERS', 'FULL LAUNDRY LOADS', and 'TURN OFF WATER WHEN NOT IN USE'. The background features a green snake plant, relating to water conservation. Lemon8 logo and username are at the bottom.
low income money saving home hacks 💸🤑💰
Cutting utility costs on a low income isn’t about extreme sacrifices — it’s about knowing where your money is leaking and fixing it with small, repeatable habits. For electricity, unplugging idle devices, using power strips, and washing clothes in cold water can noticeably lower your bill over t
Jessica | LIFESTYLE 💕

Jessica | LIFESTYLE 💕

1841 likes

The image displays a '12 WEEK SAVINGS PLAN' with a piggy bank illustration. It outlines various savings goals, from $100 to $5,500, detailing the corresponding monthly, bi-weekly, weekly, and daily contributions needed to achieve each goal.
12 Week Savings Plan for Any Goal! ✨🫶
God can bless the bag, but can you manage it?” Staying on budget is kingdom discipline. It’s not about restriction—it’s about stewardship. 🔥Saving ain’t about how much you make—it’s about how much you keep.” Sis, start small if you have to. $5, $10, whatever—just start. Every dollar you save
LucyKevondra

LucyKevondra

12.4K likes

How I manage my paycheck 🫶
These are the simple steps I take every single time I get a paycheck! I hope someone finds this helpful!! #personalfinancejourney #budgetingforbeginners
MARISSA | Personal Finance

MARISSA | Personal Finance

2646 likes

A hand holds a stack of $100 bills over a brown patterned wallet in a car, with text overlay "HOW TO SAVE $5,000 in 50 days" and sparkle graphics.
A hand holds money over a wallet, with text boxes explaining to do a savings challenge by setting aside money daily to save $5,000 in 50 days.
A hand holds money over a wallet, showing a savings schedule grid from $4 to $196, with text encouraging saving a little each day or $100 daily.
HOW TO SAVE
Guide to save $5,000 in 50 days! Saveing challenge 💰 #lemon8partner #personalfinance #MoneyTips #financialfreedom #wealthbuilding
🌸 Haylee 🌸

🌸 Haylee 🌸

796 likes

The image shows US dollar bills, including $20, $50, and $100 denominations, fanned out on a white surface, with a designer bag in the background. A text overlay reads "How I save money".
The image features US dollar bills with a purple overlay. A text box states "Buy cheap clothes," followed by advice on how inexpensive clothing can be stylish and sufficient.
The image displays many US dollar bills, predominantly $100 bills, scattered across a surface. A text box reads "Stay on a budget," with advice to ensure sufficient funds before making purchases.
How to save money 💰
Aylin Rivas

Aylin Rivas

50 likes

A hand holds various US dollar bills, including a fifty-dollar bill, with text overlayed that reads 'BEST WAY TO SAVE AND MAKE MONEY' and money-related emojis.
A phone screen displays an app icon with 'ck' for a financial service, alongside text encouraging users to download the app and open a savings account with a stated APY.
A financial app interface shows options for deposits and withdrawals, automated savings, and a 'Savings progress' section detailing a current APY, interest earned, and pending interest.
best way to save/make money 🤑✨
The smartest financial decision I’ve ever made was opening a savings account! Specifically with Credit Karma. It literally took me ten minutes max to create an account and make my first deposit! Credit Karma has an APY of 5.1% which is HUGE! Whatever you do, DO NOT leave unused money sit in a
𝐶𝑎𝑠𝑠 ♡︎

𝐶𝑎𝑠𝑠 ♡︎

6186 likes

The 50/30/20 Budget Method 💰
Hi friends! 🍋 I’ve been trying the 50/30/20 Budge Method for a few months and I felt I had to share with you guys. If tou struggle with budge, saving money and you don’t have idea how to start, I would recommend trying this method! You can manage the percentage based on your income and l
Thamires Cottone | REALTOR

Thamires Cottone | REALTOR

2597 likes

A hand holds a thick stack of US dollar bills, illustrating the concept of saving money. The image features the title 'How to do a No-Spend Challenge' in blue and green text, with a Lemon8 watermark.
A hand holds a stack of dollar bills, with text explaining the no-spend challenge: 'Spend money only on essentials, like housing, groceries, & transportation. Do not spend money on non-essentials, like clothes & restaurants.'
A hand holds a stack of dollar bills, accompanied by text asking 'How long?' and suggesting to try the challenge as long as possible, or set a timeframe goal like a month, week, or weekend.
Save money with a no-spend challenge! 💵💁🏼‍♀️✨
Have you seen savings challenges and want to try something different?! This no-spend challenge is the perfect alternative to that! Rather than putting aside money or tracking your specific savings, you focus on essentials vs non essential spending! Choose a timeframe or go as long as you can
Kylie 💸🫶🏻

Kylie 💸🫶🏻

965 likes

$10,000 in 5 months!!
Saving $10K in 5 months wasn’t easy, but it was so worth it. I stopped making excuses, started tracking every dollar, and proved to myself I could do hard things. This isn’t about perfection—it’s about being intentional. Here’s how I did it, so you can too.” @Financebabe #keepyourmoney
Shaniqua Financebabe

Shaniqua Financebabe

3113 likes

How I save $10,000 in one month step by step
1 Stacking $10K in 30 Days—Challenge Accepted! 2 Saving $10K in a Month: Hustle Hard, Save Smart! 3 From Zero to $10K: My 30-Day Savings Sprint!” 4 30 Days, $10K: Watch Me Make Every Dollar Count! 5 Saving $10K in 30 Days: Because Financial Freedom Starts Now! 6 Turning Pennies into $10K
Tamika

Tamika

988 likes

Stacks of US dollar bills, including hundreds, fifties, and smaller denominations, are displayed on a white surface with a reflection. The image features overlay text 'How To Save $5000,' indicating the article's focus on financial savings.
Stacks of US dollar bills are shown on a white surface. Overlay text introduces the article, encouraging viewers that saving $5000 is achievable and provides tips for reaching this financial goal without stress.
A grid-based 'Savings Challenge' is presented, featuring numerous boxes with varying dollar amounts in purple and white, totaling $5000. This visual aid helps track progress towards a savings goal.
💸How To Save $5000💸
Let’s get real, babes — saving $5000 might sound intense, but you’re totally capable of slaying this goal! 1. Sell What You Don’t Need 👜 Clean out your closet, girl! Those shoes you never wear or that cute jacket that’s collecting dust? Sell it on Poshmark, Depop, or Facebook Marketplace. You
Sheena

Sheena

8679 likes

Money Saving💰💰
Embarking on your first apartment journey? Embrace money-saving hacks! From DIY decor to thrifted treasures, small changes can make a big difference. Not only will you save money, but you'll also learn valuable skills and create a space that truly feels like home. #moneysavingtips
Shay

Shay

434 likes

How i save MONEY🤑
#moneysavingtips One thing about me…i am expensive 🫠 So to keep my checking AND savings full, travel as I please, and buy what I both want and need, I keep two jobs🤷🏽‍♀️ I know this isn’t ideal for everyone’s situation but somebody gotta pay for this lifestyle and unfortunately that somebody
ARI⭐️

ARI⭐️

1490 likes

The image shows large stacks of cash inside a brown container. Overlaid text reads 'How To SAVE $10,000 IN 6 MONTHS AHHHH!' with emojis and sparkle graphics, indicating a guide to saving money.
How I Saved $10,000 in 6 Months
Saving $10k in 6 months might seem overwhelming, but once I broke it down into numbers, it became more manageable. Here’s how I made it happen: The Math: 💰 $10,000 ÷ 6 months = $1,666.67 per month 💰 $1,666.67 ÷ 4 weeks = $416.67 per week Once I knew I needed to save about $417 a week, I a
Sweet Blac

Sweet Blac

9219 likes

A handwritten monthly budget on a spiral notebook, detailing bills, amounts, and due dates. It includes income calculations and a weekly breakdown of expenses like car insurance, mortgage, utilities, childcare, groceries, and gas, with weekly totals.
Monthly Budget To Help You Get Started
#moneysavingtips #moneymindset2023 #monthlyrecap #moneyideas
Amber  Loveless

Amber Loveless

9848 likes

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