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# Challenge spend 100 baht a day💰💰

Use 100 baht a day. Start mm. 🫶🏻🤍💰💰

Savings target

Target 🎯: Use not more than 100 baht

💰: Left from 100 baht to collect

📋 What to Prepare: Daily Expenditure Revenue Table

Other Trick 💁🏻♀️: ✨ Suitable for: All Ages Who Want to Have Money to Keep

2/28 Edited to

... Read moreการใช้เงินไม่เกินวันละ 100 บาท เป็นการบริหารการเงินที่ท้าทายแต่ง่ายต่อการปฏิบัติ ซึ่งเป็นวิธีการที่ช่วยสร้างวินัยการเงินและส่งเสริมให้เกิดการออมเงินอย่างสม่ำเสมอ จากประสบการณ์ที่ได้ลองทำแคมเปญนี้เอง พบว่าการจดบันทึกรายรับรายจ่ายทุกวันช่วยให้เราเห็นภาพรวมการใช้เงินอย่างชัดเจน และช่วยตัดสินใจได้ดีขึ้นว่าจะใช้จ่ายอะไรที่จำเป็นและอะไรที่ไม่จำเป็น โดยในแต่ละวันพยายามจะใช้จ่ายให้น้อยกว่า 100 บาท แล้วเก็บเงินส่วนที่เหลือไว้ในกระปุกออมสินหรือบัญชีออมทรัพย์ นอกจากจะช่วยประหยัด ยังสามารถนำมาต่อยอดด้วยการตั้งเป้าหมายว่าใน 30 วันนี้ เราจะออมเงินได้กี่บาท ซึ่งเป้าหมายนี้ก็ขึ้นอยู่กับแต่ละคน แต่หลักการสำคัญคือการมีวินัยและบันทึกข้อมูลอย่างสม่ำเสมอ การแบ่งเงินเป็นส่วนๆ เช่น สำหรับค่าอาหาร ค่าเดินทาง หรือของจิปาถะ ก็จะช่วยให้การใช้เงินเป็นระบบและเห็นผลที่ชัดเจนยิ่งขึ้น ในแง่สุขภาพจิต การท้าทายตัวเองด้วยการใช้เงินอย่างจำกัดช่วยให้เราได้รู้จักความพอประมาณและคุณค่าของเงินทองมากขึ้น และยังได้สนุกกับการวางแผนและใช้จ่ายอย่างคุ้มค่าที่สุด แนะนำให้ทุกคนลองทำดู เพราะนอกจากจะช่วยเพิ่มเงินออมแล้ว ยังเป็นวิธีที่ดีในการฝึกการวางแผนการเงินชีวิตประจำวันอีกด้วย ทั้งนี้หากใครต้องการเริ่มต้นง่ายๆ ก็สามารถดาวน์โหลดหรือทำตารางรายรับรายจ่ายด้วยตนเองได้ เพียงแค่เปิดสมุดบันทึกธรรมดาก็พอแล้ว

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