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If you want to have a good financial life, you have to start with income and expenses. 💭🤔

Have you ever heard someone say that? 🙋‍♂️

If you want to have a better financial life, you have to start with income - expenses!

.

Gosh, can it really get better? 🤔

So let's know the revenue account - the expenses at the same time as me!

.

1️⃣ Revenue Account - Expenditure is to write down what a day or a month or a year we earn or spend, similar to finding our own financial path! Where we can write down a book or app ✍, the purpose of which is to show us the "financial picture." 📊

2️⃣ For this example, friends will see that this person has four ways of earning: 1. Salary 20,000 (78%), 2. Write a novel 2,000 (8%), 3. Sing 3,000 (12%), and 4. Interest earning 500 (2%). This is a good thing, right? There are many ways of earning. 4️⃣💰

3️⃣ But if we open the financial statements, we can see that the salary income is very high (78%). If you lose your job, it may not be enough to sustain your livelihood. So when you see this picture, you can pull up 2️⃣-4️⃣ income, you can plug the leak here. 🎯 (Which has seen many people's supplementary income overtake the main job)

4️⃣ We can also write the spending budget. Maybe we don't know where to spend heavily. When we do the accounting, we can see that now we are heavy on food, rent, and money. Let's say we want more money to save or invest. If we can reduce / control these 3, there will be more money left! 📈

5️⃣ And this is after we control expenditure (5), we can see that more money is left. The main purpose of revenue - expenditure is to see the "financial picture." If we see and want to plug leaks or adjust the proportion, it can be done. 💸

6️⃣ But for example, I think it's good because they have a lot of income, have fun, eat what they want, and have 8% of their savings, which probably doesn't have to adjust the proportion of anything. When we plan money to live in a way that we want and are happy, not strained. 💪😊

# wealthy thblossoms # Self-improvement tips # Songkran Great Entertainment # Trick save money # Little salary # Trending # Life is an investment # Investment finance # Personal finance # Financial planning

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@Wealth BlossomsIt is a comprehensive "Personal Finance" knowledge page. If friends who want to upload their personal financial skills or encourage the author can click to follow it, they will certainly update their financial knowledge. ♥

2024/4/14 Edited to

... Read moreการทำบัญชีรายรับ-รายจ่ายเป็นเครื่องมือที่ทรงพลังในการจัดการการเงินส่วนบุคคลของคุณ โดยวิธีนี้จะช่วยให้คุณสามารถมองเห็นภาพรวมของรายได้และรายจ่ายในแต่ละเดือน ซึ่งเป็นสิ่งสำคัญสำหรับการวางแผนการเงินในอนาคต เริ่มต้นด้วยการบันทึกรายรับที่คุณได้รับจากแหล่งต่างๆ เช่น เงินเดือน, รายได้จากงานพิเศษ, และดอกเบี้ยที่ได้รับ อีกทั้งยังต้องระบุรายจ่ายในแต่ละประเภทเพื่อที่คุณจะสามารถวิเคราะห์ได้ว่าคุณใช้จ่ายไปที่ไหนบ้าง หากได้รับรู้ว่าคุณมีการใช้จ่ายที่สูงในบางด้าน เช่น ค่าอาหารหรือค่าเช่าบ้าน คุณอาจพิจารณาปรับลดค่าใช้จ่ายที่ไม่จำเป็น เพื่อเพิ่มเงินที่เหลือในการออม หรือการลงทุนในอนาคต การติดตามบัญชีรายรับ-รายจ่ายไม่เพียงแต่จะช่วยให้คุณมีวินัยในการใช้เงิน แต่ยังช่วยให้คุณมีความสุขในชีวิตด้วยการรู้ว่าเงินของคุณกำลังไปในทิศทางไหน โดยการทำเช่นนี้ คุณจะสามารถใช้ชีวิตได้อย่างมีความสุขและไม่เครียดกับปัญหาการเงินในอนาคต

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A bento box contains rice, salmon sashimi, corn, potato salad, cherry tomatoes, pickled vegetables, and wasabi, with text overlaying "2. No going out to eat, this really raises your bills."
5 ways im financially responsible as a 19 yr old
ways I am financially responsible at the age of 19! I always follow these actions since they have helped me save so much money :D with the exception of the budgeting since I sometimes go over the budget due to things that are out of my control such as emergencies. But besides that I follow these st
mei

mei

15 likes

2024 we are focusing on money management! 📌
💕Shanell K. DiLaurentis 💕

💕Shanell K. DiLaurentis 💕

55 likes

PATHWAY to FINANCIAL FREEDOM
Being financially free can be tough to attain BUT not IMPOSSIBLE. The first step to being financially independent would be to attain MULTIPLE streams of income. The biggest billionaires have AT LEAST 6 streams of income. Figure out your skills or step out your comfort zone to learn a ne
Aneyjah S

Aneyjah S

215 likes

How I‘m financial responsible as a 19 y/o
Being financially responsible at 19 might not always feel exciting, but it’s one of the best things I’ve done for my future 💸🌱 I’m not a finance expert, but these 5 simple habits have helped me start building wealth early—and I’m proud of that 🫶 1. I pack my lunch 🍱🥤 Whether I’m headed t
JAYKOLE

JAYKOLE

201 likes

Two clear cash envelopes labeled 'FIVE HUNDRED dollars' and 'ONE THOUSAND dollars' from 'Jasmine's Wallet' are shown on a textured surface, illustrating budgeting for beginners.
This image explains the 50/30/20 budgeting rule, detailing categories for 50% Needs, 30% Wants, and 20% Savings with examples, set against a background of financial items.
A chart titled 'Savings to Income Ratio' displays various income levels from $1000 to $10000 and their corresponding recommended monthly savings amounts, from $84 to $834.
How to Budget for Beginners 💸💸
💸 Get Your Money Right! ✨ Hey, babes! Ready to take control of your money but don’t know where to start? Budgeting doesn’t have to be scary! Here’s an easy step-by-step guide to get you slaying your savings and spending goals. Let’s dive in! 💖 1. Track Your Income & Expenses 💵 First thin
Sheena

Sheena

1073 likes

A person holds a Vogue magazine and a plastic bag of oranges, with the overlay text "HOW TO GET YOUR LIFE TOGETHER CHECKLIST" in yellow and white, introducing a guide for self-improvement.
A green 9-ball rests on books in a bookshelf, with overlay text detailing "POWER ROUTINES" (morning/evening routine, gratitude, sleep) and "MONEY SMART" (budgeting, savings, debt, financial tools).
Sliced lemons, an avocado, and a persimmon are visible, with overlay text outlining "GLOW UP" (skincare, makeover, needs) and "SELF CARE" (eating habits, exercise, hydration, sleep, social connection).
Ways to get your life in order! 📋💕
baby steps still move you forward. 💗 Remind yourself that this is the life you want and overtime these little things will make a big difference to your mental health and everyday life. #selfcare #selfimprovement #howto #glowup #lifestyle #lifehacksง่ายๆ #mentalhealth #Lemon8
Sally⚡️

Sally⚡️

2756 likes

How to budget when expenses are more than income
If you keep running into this problem it’s never going to get fixed until you do this method. We can not out budget the price of living but we can bring awareness and come up with a game plan ! This full video is out now to help you get through this if you’re going through this 🩵 #ja
JaliyahKreation

JaliyahKreation

47 likes

Financial tips from a 20 year old college student
I realize most people don’t know where to start or anything to do with credit, finances, etc. But I want to change that and help and inform others and do the research about different cards and what best and what impact your credit score the most. If u have questions leave a comment #debtfreejo
Finances with kel

Finances with kel

813 likes

✨Just Start Saving✨
Doesn't matter the number how high or how low just start saving at your own paste. its not a competition, its just a safety net we can have for emergency or saving for retirement. 💌 "Do not save what is left after spending; instead, spend what is left after saving."
Est_Lucky13

Est_Lucky13

5163 likes

How To Create A Budget
#budgetingforbeginners #moneydiscipline #budgeting #moneyhabits #lemon8challenge
She Speak Cents

She Speak Cents

347 likes

A box contains rolled dollar bills secured with rubber bands and a pile of coins. The text reads 'Money Advice that will change how you handle Your Finances', with a heart and arrow pointing to the coins.
Rolled dollar bills are visible in a plastic bag. The text states: 'DON'T TAKE ADVICE FROM BROKE PEOPLE', emphasizing not to let bad money habits influence your financial future.
Rolled dollar bills are visible in a plastic bag. The text states: 'YOU DON'T HAVE A MONEY PROBLEM, YOU HAVE A PRIORITY PROBLEM', explaining that financial choices reflect priorities.
Don't take financial advice from broke people...
Most people struggle with money, not because they don’t make enough, but because they don’t manage it right. If you’re tired of living paycheck to paycheck, stressing over bills, or feeling stuck, it’s time for some real talk. I used to think financial freedom was about earning more. But really,
Mari 🦋

Mari 🦋

2864 likes

How To: Create A Monthly Budget
@Welcome Baddies Creating a comprehensive monthly budget involves three main steps: defining income sources, listing all expenses categorically, and diligently tracking transactions throughout the month. By following this approach, you can ensure every dollar is accounted for and allocated ap
Welcome Baddies

Welcome Baddies

94 likes

A laptop and notebooks on a desk with pink floral graphics. The text overlay reads 'Budget Your Paycheck low income edition', serving as the title card for the budgeting guide.
A handwritten budget on lined paper showing income calculation. Text overlay instructs to 'ADD ALL OF YOUR INCOME TOGETHER TO GET YOUR "GROSS INCOME"' and a pink box states 'Calculate Your Gross Income'.
A handwritten budget on lined paper detailing income and 'Needs' expenses like rent, car, and utilities. Text overlay advises to 'ADD UP YOUR BILLS THAT YOU CANNOT GO WITHOUT' and a pink box says 'Prioritize Your Necessity Bills First'.
Budget Your Paycheck: LOW INCOME EDITION
One of the best things we did for our family when we were on a low income was to budget our paycheck by prioritizing what bills were a MUST (meaning we needed them to live). And what bills were second hand (meaning they’re nice to have but need to be cut out). We also really cut down on expenses th
Ashlie

Ashlie

813 likes

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