My investment strategy is deliberately boring. I rarely have anything to contribute when people talk about recent trends in the market, or about how XXX stock is a must-pick. For myself, I top up my CPF and invest in a (relatively low-cost) globally diversified portfolio via a roboadvisor. Th

The Supplementary Retirement Scheme (SRS) is a voluntary scheme that we can use for our retirement There are several reasons why we should utilise this tool to save for our retirement. 👍🏽 Contributions are eligible for tax relief For Singaporean Citizens, top-ups to our SRS are eligible f

When it comes to insurance, I believe we should spend what we need and not overcomplicate things. This also means I don't believe in purchasing investment-linked products (ILPs) that couple insurance and investments. Instead, I am mainly covered by term plans. 1️⃣ Hospitalisation I pur