One of my favorite ways to earn a little #passiveincome is the interest in my HYSA every month :) #savingmoneytips #savingforbeginners

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Have you ever missed a payment on a bill because you forgot the due date? Automating your money makes your life wayyyy easier🤩 Automate your bills, savings, and investments by doing the manual labor only one time. and Finvest is free through the link in my bio or here🤍: https://open.getfinves

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Another #savingschallenge video! I post them consistently on my TikTok, so be sure to tune in there too :) at niaaaa.24 Any #savingsgoals you have by the end of the year?

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I post this savings challenge regularly on my TikTok, and im almost halfway done with it! What should I do with the money when I’m finished? #savingsgoals #envelopechallenge

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2025 Savings Tracker

It’s been awhile!! My goals for the year are sooo close to being met. 🤩 HYSA: 10,000 goal Roth IRA: 7,000 goal What are your #savingsgoals for the rest of the year?

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It’s been awhile! I got a budget planner/tracker earlier this month and it’s been so helpful :) Watch me update my tracker for my savings account and my Roth IRA 🤩 #spendingtracker #savingsmadeeasy #savingstracker #budgetplanner

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APRIL FINANCE UPDATES

It’s been awhile since I’ve posted, but here’s some updates on my #savingstracker ! My goal is to max out my Roth IRA ($7,000) and have a $10,000 emergency fund. What are your finance/savings goals for the year?

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Buy and Hold!

It’s suggested to continue #investing , and hold on to some of your investments instead of selling them. A lot of people sell out of fear during a #recession , but that may actually lose you money in the long run. Try not to panic! #investingforbeginners #newtoinvesting #investingforwome

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Put your guesses below!

Another day of the #savingschallenge ! Long overdue, but when do we think I’ll finish filling the binder? Stay tuned to see what I do with the money 👀 #envelopestuffing #envelopechallenge #savingmoney

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I’ll try to do one of these monthly on here for accountability! What are your savings goals for the year? HYSA Goal: 10,000 Roth IRA Contribution: 7,000 (max) Total Savings Goal: 17,000 #savingmoney #retirement #moneymotivation #savingstracker

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When you #invest , keep an eye out for expense ratios. Don’t cost yourself tons of money in the long run by not doing research! #investing #investingforbeginners #investing101

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SAVINGS CHALLENGE🤍

Another day of the #savingschallenge series. Have you started saving some cash yet? There’s talks of a recession coming, and it may be important to have some cash on hand. #letschat #savingmoney #cashstuffing #lemon8contest

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What lifestyle do you practice?

A key to #budgeting and #savingmoney is knowing the difference between being #frugal and being #cheap . You can still enjoy the things you love without overspending!

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PAY THAT DEBT DOWN

There are many ways to approach your #debtpayoff journey. 1. Debt Snowball Method: Pay off debts in order from smallest balance to largest balance. Tackle the smallest balance first, making any extra payments to the balance when possible. Continue making the minimum payments on all other debt

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BOOKS ON SAVING MONEY

Here’s some GREAT #book recommendations for anyone starting their #personalfinance journey. Have you read any of these? What are your thoughts? #letschat #investingforwomen #investingforbeginners

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CASH STUFFING!!

I have been trying to practice more #consciousspending since I’ve been reading books on #personalfinance . Here’s an envelop stuffing from this week! 🤍 #cashstuffing #cashstuffingenvelope #envelopesavingsystem

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100 Envelope Challenge!

I post the whole series on TikTok, so follow me there if you don’t already! I’m over halfway through :) #100envelopechallenge #savingschallenge #savemoney #SavingChallenge

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200 FOLLOWERS!

Thank you all for engaging with my content and following me! Chances are I’ll be using this app way more frequently 🤍 #thankyoutollowers #AboutMe #personalfinance #newtolemon8💖🍋 #newtolemon8

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How much I earned in interest!

Here’s how much I earned in interest in my high yield savings account in 2024. How did your earnings look last year? 🤍 #letschat #savingsaccount #highyieldsavings #financialliteracy

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Savings Accounts - Wrapped✨

I will probably just contribute the $100 to make my high yield savings account an even 5k. I’m DEFINITELY maxing out my Roth starting next year! #financejourney #financialliteracy #savings #savingsaccount

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Nia • all things money