Review of the loan to buy the "first" condo🏡

In this post, we will share our first condo loan.

It's a low rise condo. A new project was recently completed.

Very Affordable (For Us) Ladprao-Ramkhamhaeng Zone

.

First of all, I have to say that we never wanted to buy a condo because the room is narrow, I want a house, but... the house in Bangkok, the zone we live in (very expensive), but if we move to the outside zone, it's a little cheap, but it's hard to travel to work again.

.

So we decided to my girlfriend that a very affordable condo had a model, because now we rented a room.

.

The day started when the advertisement in the sky app was discounting the room.

Which coincidentally, the condo is close to our property. We took a look at the sample room and the actual room. So our girlfriend decided to book that day.

.

The project has two types of rooms.

First, one bedroom, kitchen counter at the entrance.

Second, the studio does not block the bedroom, but the kitchen zone.

.

We chose type 1 because we wanted more bedrooms.

And we got the second floor, because there's only room left on the second floor.

But it's good to choose a sunny morning room.

.

Project Dew and the Orange Th. Cell conducted the story.

Send an agent to all the banks.

.

We do the loan alone, because our girlfriend is a free lance, no salary slip, and we work regularly. Base salary 27k-28k.

There's one car installment that doesn't stick to any buro. The cell says it's 100% salvageable.

.

Required documents

- 1 copy of the card

- 1 copy of the house registration

- 6-month retrospective statement.

- Salary slip, six months back.

- Salary affidavit

- 50 bis leaves.

- B.C. 90 / 91

- The book shows the assessed balance and withholding tax.

12 months back to the IRS.

(Our case must be used because the company has lost many years)

20/4/67 Make a reservation

22/4/67 Compile, send documents to the cell.

26/4/67 Bank officials call preliminary inquiries

8/5/67 received documents from the IRS (case we need)

16/5/67 The bank calls for more personal information and has an insurance officer call, provide life insurance information and provide preliminary loan information to submit approval.

23/5/67 Call-up bank working with the company

25/5/67 Loan Approval Cell The Life Insurance Document comes with which we have said that it is not insured. In summary, the new document must be revised and must be re-approved.

26/5/67 Check the room. 3-4 points of amendment notice.

5/6/67 Call Conrad Bank working with the company (Round 2)

7/6/67 Bank call for approval results, appointment for signing

9/6/67 signed with the bank.

11/6/67 Check the room before transfer ownership

13/6/67 Transfer appointment at the Lands Department. The authority may be given to the project as an operator.

In summary, making a loan, buying a condo takes all

22/4/57-13/6/67 About two months.

# Trending # Drug sign with lemon8 # Buy a condo # Condo # Loan to buy a condo # First condo # Borrowing to buy a house